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  • Do I need 20% for a down payment?
    Nope! You can do as little as 3.5% down. There are many types of loan products. Which is best for you depends on what you qualify for, the property you'd like to buy, and what your financial preferences are. Want to learn how to do 0%? Give us a call.
  • I want to sell but my house needs some updates. Can you help?
    Absolutely! During our listing consultation, we review the services we offer, and which we think would help you the most. If you would rather sell as is and get out quickly, we can absolutely help you out with that too.
  • Are NYC or NJ good areas to still invest in?
    Great question. The shorter answer: yes and no. Yes - we will always have a high population density, which means there will not be a shortage of housing needed. The average cap rate ranges from 5%-12%. No - you can get higher cap rates, with lower principal starts, outside of the metro area. Book an Investing Infosession above and let's delve deeper.
  • What is the average broker fee in NYC for rentals?
    Ah, broker fees. Manhattan rentals are infamous for its confusion, especially around broker fees. Traditionally, the broker fee is 15% of the annual rent - this means multiplying your gross monthly rent by 12, and then by 15%. In a less competitive market, you will find agents who will reduce their commission, sometimes to 12%, 10%, or even one month, which is 8.33%. The listing agent will split this with the tenant's agent. Given an NYC tenant law passed in 2019, but that was immediately overturned, there is a possible shift towards owners having to pay the listing agent's fees, and that tenants will be responsible for paying their own agent, if they elect to use one.
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